Southampton, Hampshire

Commercial Mortgages in Southampton

A major port city with strong logistics, marine, and cruise industries driving commercial property demand. The city's connectivity and waterfront regeneration attract commercial mortgage investment.

Southampton City CentreOcean VillagePortswoodSolent University QuarterWestQuay
£185
Avg Price/sq ft
6.5%
Average Yield
+16.5%
5yr Price Growth
+11.2%
5yr Rental Growth

Southampton Commercial Property Market

World's leading cruise turnaround port driving hospitality demand. Two universities supporting student economy. Office market competitive versus London. Industrial undersupplied.

— CMB Market Analysis

Key Industries

  • Maritime
  • Cruise
  • Logistics
  • Technology
  • Education

Transport Links

  • Southampton Central (90 mins to London)
  • Southampton Airport
  • M27/M3 motorways
  • Major cruise port

Lender Outlook

Good appetite with port and maritime credentials. Waterfront schemes supported.

Regeneration

Mayflower Quarter, Royal Pier Waterfront, Cultural Quarter, Itchen Riverside

Property Finance Services in Southampton

We offer a complete range of property finance solutions for investors and developers in Southampton and across Hampshire.

Development Finance

Specialist funding for ground-up construction and major refurbishment projects, providing flexible financing solutions for property developers.

From £150,000Up to 75% LTV
Development Finance in Southampton

Commercial Bridging

Fast, flexible short-term finance for commercial property transactions with decisions in as little as 48 hours and completion within days.

From £50,000Up to 75% LTV
Commercial Bridging in Southampton

HMO Finance

Specialist mortgages for Houses in Multiple Occupation, designed for landlords maximizing rental yields through multi-tenant properties.

From £50,000Up to 85% LTV
HMO Finance in Southampton

Mezzanine Finance

Second charge lending that sits behind your primary mortgage, unlocking additional equity for property investment and development projects.

From £25,000Up to 90% LTV
Mezzanine Finance in Southampton

Buy-to-Let

Residential investment property mortgages for individual landlords and portfolio investors, with products tailored to your investment strategy.

From £25,000Up to 80% LTV
Buy-to-Let in Southampton

Commercial Mortgages

Long-term financing for commercial property purchases and refinancing, supporting business premises and investment property acquisitions.

From £50,000Up to 70% LTV
Commercial Mortgages in Southampton

Bridging Finance

Fast, flexible short-term secured loans for property purchases, auction acquisitions, and chain breaks with funds available in days.

From £25,000Up to 80% LTV
Bridging Finance in Southampton

Stretched Senior

Enhanced senior debt facilities offering higher leverage than standard development finance, reducing equity requirements for experienced developers.

From £500,000Up to 75% LTV
Stretched Senior in Southampton

JV Equity

Joint venture equity partnerships providing development capital in exchange for profit share, ideal for developers seeking to scale without traditional debt.

From £1,000,000Up to 90% LTV
JV Equity in Southampton

Development Exit Finance

Refinancing solutions for completed developments, replacing construction finance while units are sold or let, with lower rates than development loans.

From £250,000Up to 75% LTV
Development Exit Finance in Southampton

Why Choose CMB for Property Finance in Southampton?

Local Market Knowledge

We understand the Southampton property market and local lender appetite

Fast Turnaround

Decisions in as little as 48 hours, completion in days when needed

Competitive Rates

Access to exclusive rates from our panel of specialist lenders

Full Support

Expert guidance from application through to completion

Also Serving Across Hampshire

We provide property finance solutions throughout Hampshire.

Commercial Finance Across the UK

We provide property finance solutions in major cities throughout England.

Calculate Your Southampton Property Finance

Use our interactive calculators to get instant estimates for your property finance needs.