Fleet, Hampshire

Commercial Mortgages & Property Finance in Fleet

Fleet is a prosperous Hampshire commuter town with fast rail services to Waterloo in 45 minutes. The town has a strong local retail centre and serves as the administrative base for Hart District, regularly ranked as one of the best places to live in England. Fleet Pond, the largest freshwater lake in Hampshire, adds a distinctive natural amenity.

Fleet Town CentreChurch CrookhamElvetham HeathCrookham VillageDogmersfield
£310
Avg Price/sq ft
4.7%
Average Yield
+11.5%
5yr Price Growth
+8%
5yr Rental Growth

Fleet Local Market Intelligence

Affluent commuter town with strong retail offer. Hart consistently rated best place to live. Premium property values.

— CMB Market Analysis

Key Industries

  • Professional Services
  • Technology
  • Retail
  • Healthcare
  • Financial Services

Transport Links

  • South Western Railway to London Waterloo (45 mins)
  • M3 Junction 4a (2 miles)
  • A323 to Aldershot/Farnham
  • A30 to Camberley/Hook

Regeneration

Fleet town centre improvements; Hart Shopping Centre investment; Edenbrook housing (1,500 homes); Hartland Village development; Fleet Pond conservation and access

Commercial Mortgages in Fleet

Whether you're acquiring office space, retail units, or industrial property in Fleet, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Hampshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Fleet commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Fleet

When speed matters for your Fleet property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Hampshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Fleet

For developers building in Fleet, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Hampshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Hampshire

Why Fleet for Commercial Property Investment

Lender Appetite

Very strong appetite from mainstream lenders. Premium catchment supports quality retail.

Latest Commercial Property News in Fleet

Commercial property news for Fleet will appear here once available. Check back soon for the latest market updates.

Calculate Your Fleet Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.