Hayling Island, Hampshire

Commercial Mortgages & Property Finance in Hayling Island

Hayling Island is a flat island off Hampshire's coast connected by a single road bridge, known for windsurfing (the sport was reportedly invented here) and its holiday parks. The island has a seasonal tourism economy with a permanent residential population, and commercial property is limited by its island geography and flood risk constraints.

Hayling IslandMenghamNorthneyEastokeWest Town
£250
Avg Price/sq ft
5.2%
Average Yield
+14.5%
5yr Price Growth
+10.8%
5yr Rental Growth

Hayling Island Local Market Intelligence

Island destination for watersports especially kitesurfing. Strong seasonal tourism. Unique character.

— CMB Market Analysis

Key Industries

  • Tourism & Watersports
  • Holiday Parks
  • Retail
  • Marine Activities
  • Hospitality

Transport Links

  • A3023 bridge to Havant (sole road access)
  • Hayling Island ferry to Eastney/Southsea
  • A27 via Havant to Portsmouth/Chichester
  • Cycle path to Havant

Regeneration

Hayling seafront improvement programme; coastal defence investment; holiday park upgrading; Hayling Billy trail enhancement; flood resilience measures

Commercial Mortgages in Hayling Island

Whether you're acquiring office space, retail units, or industrial property in Hayling Island, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Hampshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Hayling Island commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Hayling Island

When speed matters for your Hayling Island property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Hampshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Hayling Island

For developers building in Hayling Island, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Hampshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Hampshire

Why Hayling Island for Commercial Property Investment

Lender Appetite

Good appetite for tourism properties.

Latest Commercial Property News in Hayling Island

Commercial property news for Hayling Island will appear here once available. Check back soon for the latest market updates.

Calculate Your Hayling Island Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.