Gosport, Hampshire

Commercial Mortgages & Property Finance in Gosport

Gosport is a peninsular town across Portsmouth Harbour with a strong naval heritage and ongoing defence sector presence. The town is connected to Portsmouth by the Gosport Ferry and has significant regeneration potential on former MoD sites. Its waterfront position, the Royal Navy Submarine Museum, and Stokes Bay seafront provide distinctive character in an affordable market.

Gosport Town CentreLee-on-the-SolentAlverstokeElsonBridgemary
£175
Avg Price/sq ft
6%
Average Yield
+14.8%
5yr Price Growth
+11%
5yr Rental Growth

Gosport Local Market Intelligence

Peninsula location with maritime heritage. Defence sector provides stable employment. Regeneration unlocking waterfront potential.

— CMB Market Analysis

Key Industries

  • Defence & Naval
  • Marine Engineering
  • Healthcare (Haslar)
  • Retail
  • Tourism

Transport Links

  • Gosport Ferry to Portsmouth Harbour station (5 mins)
  • A32 to M27 Junction 11 (5 miles)
  • Stokes Bay waterfront
  • Eclipse busway to Fareham

Regeneration

Gosport Waterfront and Bus Station redevelopment; Haslar Peninsula (former hospital site, 370+ homes); Royal Clarence Yard mixed-use; Daedalus Airfield Enterprise Zone; Rowner housing renewal

Commercial Mortgages in Gosport

Whether you're acquiring office space, retail units, or industrial property in Gosport, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Hampshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Gosport commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Gosport

When speed matters for your Gosport property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Hampshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Gosport

For developers building in Gosport, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Hampshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Hampshire

Why Gosport for Commercial Property Investment

Lender Appetite

Selective appetite. Regeneration projects require proven track record.

Latest Commercial Property News in Gosport

Commercial property news for Gosport will appear here once available. Check back soon for the latest market updates.

Calculate Your Gosport Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.