Havant, Hampshire

Commercial Mortgages & Property Finance in Havant

Havant is a Hampshire town strategically positioned between Portsmouth and Chichester on the A27/A3(M) corridor. The town has significant industrial and retail employment areas and benefits from its proximity to Hayling Island's seaside tourism. Havant Thicket reservoir construction nearby will create a new recreational destination and water supply.

Havant Town CentreLeigh ParkWaterloovilleEmsworthHayling Island
£195
Avg Price/sq ft
5.6%
Average Yield
+13.8%
5yr Price Growth
+10.5%
5yr Rental Growth

Havant Local Market Intelligence

Strategic location between Portsmouth and Chichester. Dunsbury Park attracting tech companies. Hayling Island offers holiday market.

— CMB Market Analysis

Key Industries

  • Manufacturing
  • Retail
  • Technology
  • Healthcare
  • Logistics

Transport Links

  • South Western Railway to London Waterloo (85 mins)/Portsmouth
  • A27 to Chichester/Brighton
  • A3(M) Junction 2 (2 miles)
  • Havant bus interchange

Regeneration

Havant town centre regeneration masterplan; Dunsbury Park employment area; Havant Thicket Reservoir (new recreational facility); Leigh Park housing renewal; Langstone Technology Park

Commercial Mortgages in Havant

Whether you're acquiring office space, retail units, or industrial property in Havant, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Hampshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Havant commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Havant

When speed matters for your Havant property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Hampshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Havant

For developers building in Havant, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Hampshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Hampshire

Why Havant for Commercial Property Investment

Lender Appetite

Standard appetite for mainstream properties. Tech and industrial favoured.

Latest Commercial Property News in Havant

Commercial property news for Havant will appear here once available. Check back soon for the latest market updates.

Calculate Your Havant Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.