Portsmouth, Hampshire

Commercial Mortgages in Portsmouth

Britain's premier naval city features strong maritime heritage alongside emerging digital and creative sectors. Waterfront regeneration and university presence drive commercial property demand.

Portsmouth City CentreGunwharf QuaysSouthseaPort SolentHistoric Dockyard
£165
Avg Price/sq ft
6.8%
Average Yield
+14.5%
5yr Price Growth
+9.8%
5yr Rental Growth

Portsmouth Commercial Property Market

Defence sector providing stable anchor demand. Gunwharf Quays premium retail/leisure destination. University expanding. Spinnaker Tower landmark tourism.

— CMB Market Analysis

Key Industries

  • Defence
  • Maritime
  • Technology
  • Tourism
  • Education

Transport Links

  • Portsmouth stations
  • Continental ferries
  • M27/M275 motorways
  • Island ferry

Lender Outlook

Good appetite for defence-related and waterfront schemes. Gunwharf area premium.

Regeneration

Tipner, City Centre North, Lakeside expansion, Fratton Park area

Property Finance Services in Portsmouth

We offer a complete range of property finance solutions for investors and developers in Portsmouth and across Hampshire.

Development Finance

Specialist funding for ground-up construction and major refurbishment projects, providing flexible financing solutions for property developers.

From £150,000Up to 75% LTV
Development Finance in Portsmouth

Commercial Bridging

Fast, flexible short-term finance for commercial property transactions with decisions in as little as 48 hours and completion within days.

From £50,000Up to 75% LTV
Commercial Bridging in Portsmouth

HMO Finance

Specialist mortgages for Houses in Multiple Occupation, designed for landlords maximizing rental yields through multi-tenant properties.

From £50,000Up to 85% LTV
HMO Finance in Portsmouth

Mezzanine Finance

Second charge lending that sits behind your primary mortgage, unlocking additional equity for property investment and development projects.

From £25,000Up to 90% LTV
Mezzanine Finance in Portsmouth

Buy-to-Let

Residential investment property mortgages for individual landlords and portfolio investors, with products tailored to your investment strategy.

From £25,000Up to 80% LTV
Buy-to-Let in Portsmouth

Commercial Mortgages

Long-term financing for commercial property purchases and refinancing, supporting business premises and investment property acquisitions.

From £50,000Up to 70% LTV
Commercial Mortgages in Portsmouth

Bridging Finance

Fast, flexible short-term secured loans for property purchases, auction acquisitions, and chain breaks with funds available in days.

From £25,000Up to 80% LTV
Bridging Finance in Portsmouth

Stretched Senior

Enhanced senior debt facilities offering higher leverage than standard development finance, reducing equity requirements for experienced developers.

From £500,000Up to 75% LTV
Stretched Senior in Portsmouth

JV Equity

Joint venture equity partnerships providing development capital in exchange for profit share, ideal for developers seeking to scale without traditional debt.

From £1,000,000Up to 90% LTV
JV Equity in Portsmouth

Development Exit Finance

Refinancing solutions for completed developments, replacing construction finance while units are sold or let, with lower rates than development loans.

From £250,000Up to 75% LTV
Development Exit Finance in Portsmouth

Why Choose CMB for Property Finance in Portsmouth?

Local Market Knowledge

We understand the Portsmouth property market and local lender appetite

Fast Turnaround

Decisions in as little as 48 hours, completion in days when needed

Competitive Rates

Access to exclusive rates from our panel of specialist lenders

Full Support

Expert guidance from application through to completion

Also Serving Across Hampshire

We provide property finance solutions throughout Hampshire.

Commercial Finance Across the UK

We provide property finance solutions in major cities throughout England.

Calculate Your Portsmouth Property Finance

Use our interactive calculators to get instant estimates for your property finance needs.