Cranbrook, Kent

Commercial Mortgages & Property Finance in Cranbrook

Cranbrook is a beautiful Wealden town known as the 'Capital of the Weald', with a remarkable working smock windmill (Union Mill) and a wealth of white weatherboarded and half-timbered buildings. The town has a strong independent retail character with specialist shops, galleries, and an annual Apple Fair. Its position in the High Weald AONB constrains development but supports premium values.

Cranbrook High StreetSissinghurstGoudhurstHawkhurstBenenden
£290
Avg Price/sq ft
4.8%
Average Yield
+11.5%
5yr Price Growth
+8%
5yr Rental Growth

Cranbrook Local Market Intelligence

Historic Wealden town with famous windmill. Quality residential area. Garden of England tourism.

— CMB Market Analysis

Key Industries

  • Independent Retail
  • Agriculture
  • Tourism & Heritage
  • Professional Services
  • Viticulture (Kentish vineyards)

Transport Links

  • A229 to Maidstone/Hastings
  • A262 to Tenterden/Biddenden
  • No direct rail (nearest: Staplehurst)
  • Rural bus services to Maidstone/Tunbridge Wells

Regeneration

Limited due to AONB and conservation; Cranbrook town centre conservation area investment; Brick Kiln Farm housing allocation; Union Mill heritage preservation; High Weald landscape project

Commercial Mortgages in Cranbrook

Whether you're acquiring office space, retail units, or industrial property in Cranbrook, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Kent, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Cranbrook commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Cranbrook

When speed matters for your Cranbrook property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Kent, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Cranbrook

For developers building in Cranbrook, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Kent. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Kent

Why Cranbrook for Commercial Property Investment

Lender Appetite

Good appetite for quality properties.

Latest Commercial Property News in Cranbrook

Commercial property news for Cranbrook will appear here once available. Check back soon for the latest market updates.

Calculate Your Cranbrook Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.