Sheerness, Kent

Commercial Mortgages & Property Finance in Sheerness

Sheerness is a port town at the tip of the Isle of Sheppey, with a working docks operation and a heritage as a major Royal Naval dockyard. The town is the most affordable property location in Kent, offering strong yields for investors. The Port of Sheerness handles significant vehicle import volumes, and the planned London Resort theme park on the mainland would transform the area's prospects.

Sheerness Town CentreSheerness DockyardMile TownMarine TownBlue Town
£115
Avg Price/sq ft
7.5%
Average Yield
+18.5%
5yr Price Growth
+14%
5yr Rental Growth

Sheerness Local Market Intelligence

Historic dockyard with port operations. Affordable entry point in Kent. Regeneration potential.

— CMB Market Analysis

Key Industries

  • Port & Shipping (vehicle imports)
  • Manufacturing
  • Retail
  • Healthcare
  • Logistics

Transport Links

  • Southeastern to London Victoria (90 mins)
  • A249 to M2/Sittingbourne (dual carriageway)
  • Port of Sheerness
  • Sheppey Crossing bridge

Regeneration

Sheerness port expansion; Dockyard regeneration; Sheerness town centre improvement; former steelworks site; Sheppey Gateway housing; Blue Town heritage quarter

Commercial Mortgages in Sheerness

Whether you're acquiring office space, retail units, or industrial property in Sheerness, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Kent, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Sheerness commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Sheerness

When speed matters for your Sheerness property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Kent, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Sheerness

For developers building in Sheerness, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Kent. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Kent

Why Sheerness for Commercial Property Investment

Lender Appetite

Selective appetite for port-related uses.

Latest Commercial Property News in Sheerness

Commercial property news for Sheerness will appear here once available. Check back soon for the latest market updates.

Calculate Your Sheerness Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.