Dover, Kent

Commercial Mortgages & Property Finance in Dover

Dover is Britain's gateway to Europe, home to the busiest passenger port in the world handling over 30 million journeys annually. The White Cliffs, Dover Castle, and the port dominate the town's economy and identity. Post-Brexit border infrastructure investment has been significant, and the town centre is undergoing regeneration to create a more attractive arrival point for the millions passing through.

Dover Town CentreDover DocksRiverTemple EwellWhitfield
£155
Avg Price/sq ft
6.5%
Average Yield
+15.8%
5yr Price Growth
+12%
5yr Rental Growth

Dover Local Market Intelligence

UK's busiest passenger port driving logistics demand. Tourism from castle and White Cliffs. Western Docks Revival transforming waterfront.

— CMB Market Analysis

Key Industries

  • Port & Shipping
  • Tourism (Dover Castle/White Cliffs)
  • Logistics & Customs
  • Retail
  • Hospitality

Transport Links

  • Port of Dover (ferries to Calais/Dunkirk)
  • Southeastern HS1 to London St Pancras (60 mins)
  • A2/M2 to London
  • A20 to Folkestone/Channel Tunnel

Regeneration

Dover Western Docks Revival (£250m); St James retail and leisure development; Dover town centre masterplan; Buckland Mill housing; White Cliffs Country tourism investment; port expansion

Commercial Mortgages in Dover

Whether you're acquiring office space, retail units, or industrial property in Dover, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Kent, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Dover commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Dover

When speed matters for your Dover property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Kent, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Dover

For developers building in Dover, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Kent. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Kent

Why Dover for Commercial Property Investment

Lender Appetite

Port-adjacent logistics favoured. Town centre requires regeneration track record.

Latest Commercial Property News in Dover

Commercial property news for Dover will appear here once available. Check back soon for the latest market updates.

Calculate Your Dover Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.