Sandwich, Kent

Commercial Mortgages & Property Finance in Sandwich

Sandwich is one of the best-preserved medieval towns in England and a former Cinque Port now two miles inland from the sea. The town is famous for the Royal St George's Golf Club (Open Championship host) and the Pfizer/Discovery Park pharmaceutical campus, which has transformed into a multi-occupier science and technology park. The combination of heritage charm and science employment is unique.

Sandwich Town CentreDiscovery ParkRichboroughPfizer Site
£260
Avg Price/sq ft
5%
Average Yield
+14.5%
5yr Price Growth
+10.5%
5yr Rental Growth

Sandwich Local Market Intelligence

Historic Cinque Port with major life sciences park at Discovery Park. Premium location.

— CMB Market Analysis

Key Industries

  • Pharmaceutical & Life Sciences (Discovery Park)
  • Golf & Hospitality
  • Tourism & Heritage
  • Agriculture
  • Technology

Transport Links

  • Southeastern to London via Canterbury (90 mins)
  • A256 to Dover/Ramsgate
  • A257 to Canterbury
  • River Stour navigation

Regeneration

Discovery Park Enterprise Zone (former Pfizer campus, 2,000+ jobs); Sandwich medieval town conservation; Richborough Roman Fort interpretation; port area heritage; Gazen Salts nature reserve

Commercial Mortgages in Sandwich

Whether you're acquiring office space, retail units, or industrial property in Sandwich, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Kent, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Sandwich commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Sandwich

When speed matters for your Sandwich property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Kent, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Sandwich

For developers building in Sandwich, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Kent. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Kent

Why Sandwich for Commercial Property Investment

Lender Appetite

Strong appetite. Life sciences covenants valued.

Latest Commercial Property News in Sandwich

Commercial property news for Sandwich will appear here once available. Check back soon for the latest market updates.

Calculate Your Sandwich Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.