Gravesend, Kent

Commercial Mortgages & Property Finance in Gravesend

Gravesend is a Thames-side town with views across to Tilbury and a history as the first and last port of call for ships on the Thames. The town has a diverse multicultural character, the Sikh community's Guru Nanak Darbar Gurdwara being one of the largest outside India. Strong transport links via the Gravesend-Tilbury ferry and fast rail to London support its regeneration.

Gravesend Town CentreNorthfleetShorneChalkDenton
£200
Avg Price/sq ft
5.8%
Average Yield
+17.5%
5yr Price Growth
+13%
5yr Rental Growth

Gravesend Local Market Intelligence

Thames Gateway location with competitive rents. Port-adjacent industrial highly sought. Regeneration improving town centre appeal.

— CMB Market Analysis

Key Industries

  • Port & River Services
  • Retail
  • Manufacturing
  • Professional Services
  • Logistics

Transport Links

  • Southeastern to London (25 mins)
  • Gravesend-Tilbury ferry
  • A2/M2 to London/Canterbury
  • Ebbsfleet International HS1 (5 miles)

Regeneration

Heritage Quarter waterfront regeneration; St George's Centre mixed-use; Canal Basin development; Gravesend town centre improvement; Ebbsfleet Garden City (nearby); Rochester Way area

Commercial Mortgages in Gravesend

Whether you're acquiring office space, retail units, or industrial property in Gravesend, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Kent, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Gravesend commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Gravesend

When speed matters for your Gravesend property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Kent, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Gravesend

For developers building in Gravesend, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Kent. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Kent

Why Gravesend for Commercial Property Investment

Lender Appetite

Good appetite for industrial; town centre retail requires careful assessment.

Latest Commercial Property News in Gravesend

Commercial property news for Gravesend will appear here once available. Check back soon for the latest market updates.

Calculate Your Gravesend Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.