Dartford, Kent

Commercial Mortgages & Property Finance in Dartford

Dartford in Kent offers diverse commercial property opportunities for investors and developers. Our experienced team provides tailored property finance solutions including development finance, bridging loans, commercial mortgages, and HMO finance across all sectors.

Dartford Town CentreBluewaterEbbsfleetStoneGreenhithe
£227
Avg Price/sq ft
6%
Average Yield
+19.8%
5yr Price Growth
+6.1%
5yr Rental Growth

Dartford Local Market Intelligence

Strategic location at Dartford Crossing driving logistics demand. Bluewater retail park anchors significant footfall. Ebbsfleet development creating new commercial opportunities.

— CMB Market Analysis

Key Industries

  • Retail
  • Logistics
  • Manufacturing
  • Professional Services
  • Construction

Transport Links

  • Southeastern rail
  • High Speed 1
  • M25/A2 junction
  • Dartford Crossing

Regeneration

Ebbsfleet Garden City major development; town centre regeneration

Commercial Mortgages in Dartford

Whether you're acquiring office space, retail units, or industrial property in Dartford, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Kent, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Dartford commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Dartford

When speed matters for your Dartford property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Kent, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Dartford

For developers building in Dartford, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Kent. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Kent

Why Dartford for Commercial Property Investment

Lender Appetite

Strong appetite for logistics and trade counter. Retail selective but Bluewater vicinity favoured.

Latest Commercial Property News in Dartford

Commercial property news for Dartford will appear here once available. Check back soon for the latest market updates.

Calculate Your Dartford Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.