Faversham, Kent

Commercial Mortgages & Property Finance in Faversham

Faversham is Kent's oldest recorded town, with a remarkably intact medieval town centre, a working creek harbour, and Britain's oldest brewery (Shepherd Neame, brewing since 1698). The town has a growing foodie reputation and an authentic character that attracts creative businesses and independent retailers. Its HS1 connection offers fast London services.

Faversham Town CentreFaversham CreekPrestonDavingtonAbbey Street
£250
Avg Price/sq ft
5.1%
Average Yield
+15.5%
5yr Price Growth
+11.5%
5yr Rental Growth

Faversham Local Market Intelligence

Britain's oldest brewery town. Creek regeneration creating waterfront living. Quality independent retail.

— CMB Market Analysis

Key Industries

  • Brewing (Shepherd Neame)
  • Food & Hospitality
  • Independent Retail
  • Maritime Heritage
  • Creative Industries

Transport Links

  • Southeastern HS1 to London St Pancras (60 mins)
  • A2/M2 to London/Canterbury
  • Faversham Creek waterway
  • National Cycle Network Route 1

Regeneration

Faversham Creek waterfront regeneration; Oare Creek area improvement; town centre heritage conservation; Preston Fields housing; Faversham Hop Festival infrastructure; creek bridge replacement

Commercial Mortgages in Faversham

Whether you're acquiring office space, retail units, or industrial property in Faversham, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Kent, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Faversham commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Faversham

When speed matters for your Faversham property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Kent, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Faversham

For developers building in Faversham, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Kent. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Kent

Why Faversham for Commercial Property Investment

Lender Appetite

Good appetite for quality properties.

Latest Commercial Property News in Faversham

Commercial property news for Faversham will appear here once available. Check back soon for the latest market updates.

Calculate Your Faversham Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.