Edenbridge, Kent

Commercial Mortgages & Property Finance in Edenbridge

Edenbridge is a small Kentish town in the Darent Valley on the Surrey-Kent border, with a long high street of mixed retail and service businesses. The town serves a rural catchment in the Low Weald between the North Downs and the Ashdown Forest, with a quiet residential character and property values reflecting its countryside setting.

Edenbridge Town CentreHeverPenshurstChiddingstoneBough Beech
£260
Avg Price/sq ft
5%
Average Yield
+12.2%
5yr Price Growth
+8.5%
5yr Rental Growth

Edenbridge Local Market Intelligence

Wealden market town near Hever Castle. Strong commuter links to London. Quality residential area.

— CMB Market Analysis

Key Industries

  • Retail
  • Agriculture
  • Professional Services
  • Manufacturing
  • Healthcare

Transport Links

  • Southern Railway to London (55 mins via Oxted/East Croydon)
  • B2026 to Tunbridge Wells
  • B2027 to Tonbridge
  • Edenbridge Town and Edenbridge stations

Regeneration

Edenbridge town centre improvements; Stangrove housing development; Skinners Farm allocation; flood risk management along River Eden; Hever Castle tourism area

Commercial Mortgages in Edenbridge

Whether you're acquiring office space, retail units, or industrial property in Edenbridge, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Kent, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Edenbridge commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Edenbridge

When speed matters for your Edenbridge property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Kent, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Edenbridge

For developers building in Edenbridge, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Kent. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Kent

Why Edenbridge for Commercial Property Investment

Lender Appetite

Good appetite for quality properties.

Latest Commercial Property News in Edenbridge

Commercial property news for Edenbridge will appear here once available. Check back soon for the latest market updates.

Calculate Your Edenbridge Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.