Herne Bay is a Victorian seaside town on the north Kent coast between Whitstable and Margate, with a distinctive clocktower (the world's first freestanding clocktower) and remnants of a grand Victorian pier. The town offers a more affordable seaside alternative to fashionable Whitstable next door, with a family-oriented character and improving high street.
“Traditional seaside resort with pier heritage. Strong retirement community. Growing commuter demand.”
— CMB Market Analysis
Herne Bay seafront master plan; Hampton Pier improvements; town centre public realm; new pier leisure facility (under discussion); Hillborough housing; Kings Road enhancements
Whether you're acquiring office space, retail units, or industrial property in Herne Bay, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Kent, with terms from 3 to 25 years and up to 75% LTV.
Our ex-banker team understands the Herne Bay commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.
When speed matters for your Herne Bay property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.
With access to specialist bridging lenders across Kent, we structure deals that match your exit strategy and keep costs to a minimum.
For developers building in Herne Bay, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.
From site acquisition to practical completion, we structure development loans that maximise your returns across Kent. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.
Good appetite for quality properties.
Commercial property news for Herne Bay will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Kent.