Deal, Kent

Commercial Mortgages & Property Finance in Deal

Deal is a characterful coastal town on the English Channel that has been named the UK's best seaside destination. The town's Georgian and Regency seafront, thriving independent food scene, and proximity to the historic Cinque Ports create a distinctive commercial environment. Deal has attracted a wave of London emigres drawn by its authentic character and affordability relative to other coastal hotspots.

Deal Town CentreDeal CastleWalmerKingsdownSholden
£240
Avg Price/sq ft
5.3%
Average Yield
+18.5%
5yr Price Growth
+13.8%
5yr Rental Growth

Deal Local Market Intelligence

Award-winning high street. Strong independent retail. Quality of life destination.

— CMB Market Analysis

Key Industries

  • Hospitality & Food
  • Independent Retail
  • Tourism
  • Marine Activities
  • Creative Industries

Transport Links

  • Southeastern to London St Pancras (80 mins via HS1)
  • A258 to Dover/Sandwich
  • Deal Pier and seafront
  • National Cycle Network Route 1

Regeneration

Deal town centre conservation and improvement; High Street heritage regeneration; seafront public realm; Middle Street quarter; Deal Pier restaurant; former Royal Marines site

Commercial Mortgages in Deal

Whether you're acquiring office space, retail units, or industrial property in Deal, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Kent, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Deal commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Deal

When speed matters for your Deal property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Kent, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Deal

For developers building in Deal, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Kent. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Kent

Why Deal for Commercial Property Investment

Lender Appetite

Good appetite for quality properties.

Latest Commercial Property News in Deal

Commercial property news for Deal will appear here once available. Check back soon for the latest market updates.

Calculate Your Deal Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.