Barry, Wales

Commercial Mortgages & Property Finance in Barry

Barry is the largest town in the Vale of Glamorgan, famous for the Barry Island Pleasure Park (featured in Gavin & Stacey) and its docks that once exported more coal than any port in the world. The town has a growing residential population commuting to Cardiff and a waterfront area undergoing regeneration. Barry Island's beaches and nostalgia draw visitors year-round.

Barry Town CentreBarry IslandBarry DocksHolton RoadCadoxton
£120
Avg Price/sq ft
6%
Average Yield
+15.5%
5yr Price Growth
+11.5%
5yr Rental Growth

Barry Local Market Intelligence

Gavin and Stacey tourism draw. Barry Island regeneration. Strong Cardiff commuter links.

— CMB Market Analysis

Key Industries

  • Tourism & Leisure (Barry Island)
  • Retail
  • Manufacturing
  • Healthcare
  • Professional Services

Transport Links

  • Transport for Wales to Cardiff (20 mins)
  • A4231 to M4 Junction 33 (6 miles)
  • A4050 to Penarth/Cardiff
  • Barry Docks and harbour

Regeneration

Barry Island seafront and Whitmore Bay improvement; Barry Waterfront regeneration; Innovation Quarter; Goodsheds mixed-use; Hood Road housing; Colcot area; Barry town centre enhancement

Commercial Mortgages in Barry

Whether you're acquiring office space, retail units, or industrial property in Barry, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Wales, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Barry commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Barry

When speed matters for your Barry property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Wales, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Barry

For developers building in Barry, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Wales. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Wales

Why Barry for Commercial Property Investment

Lender Appetite

Good appetite for tourism and residential.

Latest Commercial Property News in Barry

Commercial property news for Barry will appear here once available. Check back soon for the latest market updates.

Calculate Your Barry Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.