Builth Wells, Wales

Commercial Mortgages & Property Finance in Builth Wells

Builth Wells is a small mid-Wales market town on the River Wye that hosts the Royal Welsh Show, the largest agricultural show in Europe, every July. The show transforms the town's economy for a week, bringing 200,000+ visitors. Builth's spa heritage and position on the Heart of Wales line add character to this quiet but commercially significant location.

Builth Wells Town CentreRoyal Welsh ShowgroundLlanelweddCilmeryErwood
£120
Avg Price/sq ft
5.5%
Average Yield
+12%
5yr Price Growth
+9%
5yr Rental Growth

Builth Wells Local Market Intelligence

Royal Welsh Show venue. Strong agricultural economy. Events destination.

— CMB Market Analysis

Key Industries

  • Agriculture (Royal Welsh Show)
  • Tourism
  • Retail
  • Professional Services
  • Hospitality

Transport Links

  • Heart of Wales Line to Shrewsbury/Swansea
  • A483 to Llandrindod Wells/Newtown
  • A470 to Brecon/Rhayader
  • Royal Welsh Showground

Regeneration

Royal Welsh Showground investment; Builth Wells town centre improvements; Wye riverside enhancement; Llanelwedd housing; community facilities; Heart of Wales Line promotion

Commercial Mortgages in Builth Wells

Whether you're acquiring office space, retail units, or industrial property in Builth Wells, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Wales, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Builth Wells commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Builth Wells

When speed matters for your Builth Wells property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Wales, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Builth Wells

For developers building in Builth Wells, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Wales. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Wales

Why Builth Wells for Commercial Property Investment

Lender Appetite

Good appetite for events and agriculture.

Latest Commercial Property News in Builth Wells

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Calculate Your Builth Wells Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.