Llandudno, Wales

Commercial Mortgages & Property Finance in Llandudno

Llandudno is Wales' largest seaside resort and one of the finest Victorian resort towns in Britain, set on a crescent bay between the Great Orme and Little Orme headlands. The town's pier, Mostyn Street shopping, and Great Orme tramway (the only cable-hauled street tramway in Britain) create a classic seaside experience. Llandudno serves as North Wales' principal tourism and retail destination.

Llandudno Town CentreGreat OrmeNorth ShoreWest ShoreMostyn Street
£135
Avg Price/sq ft
5.5%
Average Yield
+14.5%
5yr Price Growth
+11%
5yr Rental Growth

Llandudno Local Market Intelligence

Premier Welsh seaside resort. Strong conference sector at Venue Cymru. Quality retail on Mostyn Street.

— CMB Market Analysis

Key Industries

  • Tourism & Hospitality
  • Retail
  • Conference (Venue Cymru)
  • Healthcare
  • Professional Services

Transport Links

  • Transport for Wales to Chester/Manchester/Holyhead
  • A55 North Wales Expressway
  • A470 to Betws-y-Coed/Snowdonia
  • Great Orme tramway

Regeneration

Llandudno town centre enhancement; Venue Cymru cultural investment; Great Orme heritage conservation; Mostyn Street improvement; pier restoration; North Shore promenade; Bodafon Fields

Commercial Mortgages in Llandudno

Whether you're acquiring office space, retail units, or industrial property in Llandudno, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Wales, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Llandudno commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Llandudno

When speed matters for your Llandudno property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Wales, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Llandudno

For developers building in Llandudno, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Wales. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Wales

Why Llandudno for Commercial Property Investment

Lender Appetite

Good appetite for tourism properties.

Latest Commercial Property News in Llandudno

Commercial property news for Llandudno will appear here once available. Check back soon for the latest market updates.

Calculate Your Llandudno Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.