Llandrindod Wells, Wales

Commercial Mortgages & Property Finance in Llandrindod Wells

Llandrindod Wells is the administrative capital of Powys, situated in the heart of mid-Wales. This elegant Victorian spa town retains much of its period architecture along Temple Street and Middleton Street, giving it a distinctive character. As the seat of Powys County Council, the town has a strong public sector employment base. Commercial property includes period retail units, office space serving the county administration, and tourism accommodation capitalising on the town's spa heritage and central Wales location.

Llandrindod Wells Town CentreRock ParkCefnllysCrossgatesHowey
£82
Avg Price/sq ft
7.4%
Average Yield
+5%
5yr Price Growth
+3.6%
5yr Rental Growth

Llandrindod Wells Local Market Intelligence

Victorian spa town. Powys county town. Strong heritage tourism.

— CMB Market Analysis

Key Industries

  • Public Administration
  • Tourism & Spa Heritage
  • Professional Services
  • Agriculture Support

Transport Links

  • Llandrindod railway station (Heart of Wales line)
  • A483 north to Newtown and south to Builth Wells
  • A44 east to Kington and Leominster
  • Shrewsbury (50 miles) via A483/A458

Regeneration

The town centre has benefited from heritage-led regeneration preserving its Victorian character, with investment in the spa quarter and Rock Park. Mid Wales Growth Deal funding supports broader economic development across the region.

Commercial Mortgages in Llandrindod Wells

Whether you're acquiring office space, retail units, or industrial property in Llandrindod Wells, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Wales, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Llandrindod Wells commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Llandrindod Wells

When speed matters for your Llandrindod Wells property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Wales, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Llandrindod Wells

For developers building in Llandrindod Wells, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Wales. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Wales

Why Llandrindod Wells for Commercial Property Investment

Lender Appetite

Good appetite for tourism properties.

Latest Commercial Property News in Llandrindod Wells

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Calculate Your Llandrindod Wells Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.