Haverfordwest, Wales

Commercial Mortgages & Property Finance in Haverfordwest

Haverfordwest is the county town of Pembrokeshire, an ancient market town dramatically set on a hill above the River Cleddau with a Norman castle. The town serves as the administrative and commercial capital for Pembrokeshire, with a strong agricultural market, independent retail scene, and good connectivity to the rest of West Wales.

Haverfordwest Town CentreHaverfordwest CastlePrendergastMerlin's BridgeWithybush
£85
Avg Price/sq ft
6.2%
Average Yield
+13.5%
5yr Price Growth
+10%
5yr Rental Growth

Haverfordwest Local Market Intelligence

Pembrokeshire county town. Strong agricultural services. Gateway to coast.

— CMB Market Analysis

Key Industries

  • Agriculture & Livestock
  • Retail
  • Public Administration
  • Healthcare
  • Tourism

Transport Links

  • Transport for Wales to Swansea/Cardiff/London
  • A40 to Carmarthen/Fishguard
  • A4076 to Milford Haven
  • Western Cleddau navigation

Regeneration

Haverfordwest town centre regeneration; Riverside Retail Park; castle and riverside enhancement; Withybush Hospital investment; housing growth; Pembrokeshire County showground; Bridge Meadow

Commercial Mortgages in Haverfordwest

Whether you're acquiring office space, retail units, or industrial property in Haverfordwest, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Wales, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Haverfordwest commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Haverfordwest

When speed matters for your Haverfordwest property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Wales, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Haverfordwest

For developers building in Haverfordwest, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Wales. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Wales

Why Haverfordwest for Commercial Property Investment

Lender Appetite

Good appetite for quality properties.

Latest Commercial Property News in Haverfordwest

Commercial property news for Haverfordwest will appear here once available. Check back soon for the latest market updates.

Calculate Your Haverfordwest Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.