Mold, Wales

Commercial Mortgages & Property Finance in Mold

Mold is the county town of Flintshire in northeast Wales, a prosperous market town with a busy high street and regular Wednesday market. Its position close to the English border and the Deeside industrial corridor gives it strong economic connections. The town centre offers a good mix of independent and national retailers along High Street and Daniel Owen Square. Commercial property ranges from period shop units to modern office space, benefiting from proximity to Chester, Wrexham, and the A55 expressway.

Mold Town CentreBuckleyFlintConnah's QuayEwloe
£105
Avg Price/sq ft
7%
Average Yield
+7.2%
5yr Price Growth
+4.5%
5yr Rental Growth

Mold Local Market Intelligence

Flintshire county town. Strong weekly market. Growing professional services.

— CMB Market Analysis

Key Industries

  • Retail & Services
  • Professional Services
  • Advanced Manufacturing
  • Food & Drink

Transport Links

  • A494 dual carriageway to the A55 and Deeside
  • A5119 north to Northop and A55
  • A541 east to Wrexham
  • Chester (12 miles) via A5119/A55

Regeneration

Mold has benefited from town centre enhancement works including the redevelopment of Daniel Owen Square, with ongoing investment in the Bailey Hill heritage project and improvements to market facilities supporting the town's role as Flintshire's administrative and commercial centre.

Commercial Mortgages in Mold

Whether you're acquiring office space, retail units, or industrial property in Mold, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Wales, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Mold commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Mold

When speed matters for your Mold property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Wales, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Mold

For developers building in Mold, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Wales. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Wales

Why Mold for Commercial Property Investment

Lender Appetite

Good appetite for quality properties.

Latest Commercial Property News in Mold

Commercial property news for Mold will appear here once available. Check back soon for the latest market updates.

Calculate Your Mold Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.