Tenby, Wales

Commercial Mortgages & Property Finance in Tenby

Tenby is one of the most picturesque seaside towns in Britain, a walled medieval town on the Pembrokeshire coast with pastel-coloured Georgian houses, three stunning beaches, and a working fishing harbour. The town is Pembrokeshire's premier tourist destination, and its commercial property market is highly seasonal but commands premium values for Wales.

Tenby Town CentreTenby HarbourNorth BeachSouth BeachCaldey Island
£210
Avg Price/sq ft
5%
Average Yield
+18.5%
5yr Price Growth
+14%
5yr Rental Growth

Tenby Local Market Intelligence

Premier Welsh seaside resort. Strong year-round tourism. Caldey Island trips.

— CMB Market Analysis

Key Industries

  • Tourism & Hospitality
  • Independent Retail
  • Fishing
  • Holiday Lettings
  • Arts & Crafts

Transport Links

  • Transport for Wales to Swansea/Carmarthen
  • A478 to Narberth/A40
  • Tenby Harbour
  • Pembrokeshire Coast Path

Regeneration

Tenby town centre conservation; harbour and North Beach improvements; South Parade area; Castle Hill heritage; modest housing allocations; Pembrokeshire Coast National Park visitor infrastructure

Commercial Mortgages in Tenby

Whether you're acquiring office space, retail units, or industrial property in Tenby, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Wales, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Tenby commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Tenby

When speed matters for your Tenby property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Wales, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Tenby

For developers building in Tenby, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Wales. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Wales

Why Tenby for Commercial Property Investment

Lender Appetite

Strong appetite for tourism properties.

Latest Commercial Property News in Tenby

Commercial property news for Tenby will appear here once available. Check back soon for the latest market updates.

Calculate Your Tenby Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.