Holyhead, Wales

Commercial Mortgages & Property Finance in Holyhead

Holyhead is Anglesey's principal town and Wales' busiest passenger port, with Irish Ferries and Stena Line services to Dublin. The town sits on Holy Island connected to Anglesey by road bridges, with South Stack lighthouse and RSPB reserve providing dramatic cliff scenery. The port's significance for UK-Ireland trade underpins the local economy.

Holyhead Town CentreHolyhead PortKingslandMorawelonSouth Stack
£75
Avg Price/sq ft
6.5%
Average Yield
+12.5%
5yr Price Growth
+9.5%
5yr Rental Growth

Holyhead Local Market Intelligence

Major port for Dublin ferries. Offshore wind operations growing. Gateway to Ireland.

— CMB Market Analysis

Key Industries

  • Port & Ferry Operations
  • Tourism
  • Retail
  • Marine Services
  • Manufacturing

Transport Links

  • Transport for Wales to Bangor/Chester/London
  • A55 North Wales Expressway terminus
  • Holyhead Port (Irish ferries)
  • A5 to Bangor

Regeneration

Holyhead town centre regeneration; port investment; Newry Beach area; Breakwater Country Park; Celtic Gateway; Turkish Baths restoration; Kingsland housing

Commercial Mortgages in Holyhead

Whether you're acquiring office space, retail units, or industrial property in Holyhead, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Wales, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Holyhead commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Holyhead

When speed matters for your Holyhead property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Wales, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Holyhead

For developers building in Holyhead, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Wales. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Wales

Why Holyhead for Commercial Property Investment

Lender Appetite

Selective appetite. Port and energy sectors.

Latest Commercial Property News in Holyhead

Commercial property news for Holyhead will appear here once available. Check back soon for the latest market updates.

Calculate Your Holyhead Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.