Port Talbot, Wales

Commercial Mortgages & Property Finance in Port Talbot

Port Talbot is dominated by the Tata Steel steelworks, the largest in the UK, which produces over 4 million tonnes of steel annually and employs thousands. The town's economy is fundamentally shaped by steel, and the transition towards green steel production represents one of Wales' most significant industrial investments. The M4 runs through the town's famous elevated section.

Port Talbot Town CentreTata SteelAberavonBaglanSandfields
£55
Avg Price/sq ft
7.5%
Average Yield
+13%
5yr Price Growth
+10%
5yr Rental Growth

Port Talbot Local Market Intelligence

Major Tata Steel works. Port Talbot Parkway strategic location. Offshore renewable potential.

— CMB Market Analysis

Key Industries

  • Steel Manufacturing (Tata Steel)
  • Petrochemicals (Baglan)
  • Manufacturing
  • Retail
  • Energy

Transport Links

  • Transport for Wales to Swansea/Cardiff/London
  • M4 Junction 38-41 (through town)
  • A48 to Bridgend/Swansea
  • Port Talbot Docks

Regeneration

Tata Steel green steel transition; Baglan Energy Park; Port Talbot Harbourside regeneration; town centre improvement; Baglan Bay development; Afan Valley tourism; Harbourside area

Commercial Mortgages in Port Talbot

Whether you're acquiring office space, retail units, or industrial property in Port Talbot, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Wales, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Port Talbot commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Port Talbot

When speed matters for your Port Talbot property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Wales, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Port Talbot

For developers building in Port Talbot, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Wales. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Wales

Why Port Talbot for Commercial Property Investment

Lender Appetite

Selective appetite. Steel sector uncertainty noted.

Latest Commercial Property News in Port Talbot

Commercial property news for Port Talbot will appear here once available. Check back soon for the latest market updates.

Calculate Your Port Talbot Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.