Newtown, Wales

Commercial Mortgages & Property Finance in Newtown

Newtown (Y Drenewydd) is the largest town in Powys, situated on the River Severn in mid-Wales. Once a major centre for the Welsh flannel and textile industry, it was designated as a new town in 1967, bringing modern industrial estates and housing. The town has a dual character: a historic core around Broad Street and a modern commercial sector along the bypass. Commercial property includes industrial units on established estates, town centre retail, and office space serving the mid-Wales region.

Newtown Town CentreKerryMochdreLlanllwchaiarnDolfor
£85
Avg Price/sq ft
7.8%
Average Yield
+6%
5yr Price Growth
+4%
5yr Rental Growth

Newtown Local Market Intelligence

Mid Wales market town with strong manufacturing. Laura Ashley heritage. Growing professional services.

— CMB Market Analysis

Key Industries

  • Manufacturing
  • Distribution & Logistics
  • Public Services
  • Agriculture & Food

Transport Links

  • Newtown railway station (Cambrian Line)
  • A483 trunk road north to Welshpool and south to Llandrindod Wells
  • A489 east to the A49 and Shrewsbury
  • Shrewsbury (32 miles) via A458

Regeneration

Newtown has benefited from Enterprise Zone status for manufacturing and technology sectors, with ongoing investment in industrial estate modernisation and town centre improvements. The Mid Wales Growth Deal supports further economic development across the region.

Commercial Mortgages in Newtown

Whether you're acquiring office space, retail units, or industrial property in Newtown, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Wales, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Newtown commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Newtown

When speed matters for your Newtown property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Wales, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Newtown

For developers building in Newtown, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Wales. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Wales

Why Newtown for Commercial Property Investment

Lender Appetite

Standard market town appetite.

Latest Commercial Property News in Newtown

Commercial property news for Newtown will appear here once available. Check back soon for the latest market updates.

Calculate Your Newtown Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.