Pembroke Dock, Wales

Commercial Mortgages & Property Finance in Pembroke Dock

Pembroke Dock (Doc Penfro) is a planned town on the Milford Haven waterway, originally built around the Royal Dockyard which operated from 1814 to 1926. Today the town is home to the Irish Ferries terminal serving Rosslare and has a growing marine energy sector. Commercial property opportunities include the former dockyard area now being developed for marine industries, port-related logistics, and town centre retail along Dimond Street and Bush Street. The Milford Haven waterway location provides unique potential for energy and marine enterprises.

Pembroke Dock Town CentreIrish Ferry TerminalPennarLlanreathBufferland
£72
Avg Price/sq ft
8%
Average Yield
+7%
5yr Price Growth
+4.5%
5yr Rental Growth

Pembroke Dock Local Market Intelligence

Historic royal dockyard. Irish ferry terminal. Growing renewable energy.

— CMB Market Analysis

Key Industries

  • Marine Energy & Renewables
  • Ferry & Port Operations
  • Defence & Military
  • Tourism

Transport Links

  • Pembroke Dock railway station (to Swansea and London)
  • Irish Ferries terminal to Rosslare
  • A477 to the A40 and M4
  • Milford Haven waterway access for marine traffic

Regeneration

The Pembroke Dock Marine project is creating a world-class centre for marine energy testing and development, with the former dockyard site attracting significant investment. The Swansea Bay City Deal supports broader energy and innovation projects across the Haven Waterway.

Commercial Mortgages in Pembroke Dock

Whether you're acquiring office space, retail units, or industrial property in Pembroke Dock, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Wales, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Pembroke Dock commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Pembroke Dock

When speed matters for your Pembroke Dock property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Wales, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Pembroke Dock

For developers building in Pembroke Dock, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Wales. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Wales

Why Pembroke Dock for Commercial Property Investment

Lender Appetite

Good appetite for port and energy.

Latest Commercial Property News in Pembroke Dock

Commercial property news for Pembroke Dock will appear here once available. Check back soon for the latest market updates.

Calculate Your Pembroke Dock Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.