Llanelli, Wales

Commercial Mortgages & Property Finance in Llanelli

Llanelli is the largest town in Carmarthenshire, historically a centre for tinplate manufacturing (earning the nickname 'Tinopolis') and now diversifying through the Llanelli Coastal Park and Millennium Coastal Path. The town's regeneration along the Burry Inlet estuary has created an impressive waterfront leisure destination, and Scarlets rugby union adds sporting identity.

Llanelli Town CentreParc y ScarletsNorth DockFelinfoelSwiss Valley
£75
Avg Price/sq ft
6.5%
Average Yield
+14%
5yr Price Growth
+10.5%
5yr Rental Growth

Llanelli Local Market Intelligence

Scarlets rugby. Coastal park regeneration. Growing tourism economy.

— CMB Market Analysis

Key Industries

  • Manufacturing
  • Retail
  • Healthcare
  • Tourism (Coastal Park)
  • Food Processing

Transport Links

  • Transport for Wales to Swansea (15 mins)/Cardiff/London
  • A484 to Carmarthen
  • M4 Junction 48 (5 miles)
  • Llanelli North Dock

Regeneration

Llanelli Coastal Park and Millennium Path; Machynys Peninsula; Pentre Awel wellness and life science village; town centre regeneration; North Dock; Delta Lakes; Trostre retail park

Commercial Mortgages in Llanelli

Whether you're acquiring office space, retail units, or industrial property in Llanelli, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Wales, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Llanelli commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Llanelli

When speed matters for your Llanelli property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Wales, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Llanelli

For developers building in Llanelli, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Wales. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Wales

Why Llanelli for Commercial Property Investment

Lender Appetite

Good appetite for regeneration.

Latest Commercial Property News in Llanelli

Commercial property news for Llanelli will appear here once available. Check back soon for the latest market updates.

Calculate Your Llanelli Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.